Now accepting waitlist members

Stop leaving money
on the table with
every swipe.

Rewarded tells you which credit card to use before you spend — automatically. GPS-powered, habit-aware, and smarter than any spreadsheet.

No spam. No credit card. First 500 members get 6 months free.

✓ You're on the list! We'll be in touch soon.
$340
Avg. missed rewards / year
3.8×
Avg. cards per American
0
Apps that do this proactively
The Problem

You have the right cards.
You're just using them wrong.

🧠

Mental overhead

"I spent a decade juggling rotating calendars and category bonuses. At some point the overhead outweighed the gains." — r/CreditCards

🏷️

Manual workarounds

People put stickers on their cards and write notes to remember which card earns what where. In 2025. There has to be a better way.

💸

Everyone leaves money behind

"We all leave rewards upside on the table." The top voted reply in a thread about optimization. Even the experts accept it as inevitable.

Wrong card, every time

Missed quarterly activations, forgotten merchant offers, habit-driven card grabs at checkout. The right card is in your wallet — you just don't know it.

GPS Intelligence

The right card.
Before you walk in.

Rewarded learns your routines — your Sunday grocery run, your weekly coffee stop. It pushes a card recommendation before you even park. No app to open. No decision to make.

No competitor does this. Not one.

💳
Rewarded
now
Heading to Whole Foods? Use your Amex Gold — 4x points on groceries today 🛒

Lock screen · Rewarded · GPS pattern detected

Features

Everything your wallet
has been missing.

01
📍

GPS Card Intelligence

Detects your location patterns and pushes the optimal card recommendation before you walk into any store. Fully automatic — no app to open, no decision to make.

Proactive · No competitor does this
02
🧮

Interest vs. Rewards Planner

Planning a large purchase with a payoff period? Rewarded calculates net value — rewards earned minus interest paid — for every card you own. The highest-rewards card isn't always the winner.

Unique to Rewarded
03
🔍

Deep Merchant Search

Search "treadmill" — nearby stores with the best card at each. Search "NordicTrack" — instantly surface your Amex's $200 cash back offer. Store, item, or category. Rewarded finds what your cards owe you.

Merchant-level intelligence
🎁

Benefits Tracker

Visual progress bars for every annual credit. $200 Resy, $120 Grubhub, Uber Cash — live tracked so you never leave a credit unclaimed.

📊

Spending Insights

Reward dollars earned, reward rate by category, and exactly how much you missed. The missed number is the one that changes behavior.

Card Recommendations

Personalized new card suggestions based on your real spending DNA — not generic editorial picks built on your actual habits.

We all leave rewards upside on the table. The mental overhead of tracking it all properly is real — and nobody has solved it.
— r/CreditCards · Top voted comment · unprompted
How It Works

Set up once.
Optimized forever.

01

Link your cards securely

Connect your credit cards through bank-level encrypted linking. Rewarded reads your card benefits, balances, and spending history — never your full card numbers.

02

Rewarded learns your habits

Over the first few weeks Rewarded maps your recurring locations, spending patterns, and top categories. Your personal spending DNA is built automatically.

03

Get recommendations before every purchase

GPS alerts before you walk in, lock screen notifications on the way to your regular stores, and deep search for any merchant or item when you need it.

04

Watch your rewards grow

Track your points portfolio, monitor benefit credits in real time, and see your reward rate climb month over month as Rewarded optimizes every swipe.

The smarter way
to use your cards.
Join the waitlist.

Be among the first 500 members. Founding waitlist members get Rewarded premium free for 6 months at launch.

No spam. Unsubscribe anytime.

✓ You're on the list! We'll be in touch soon.